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November 18
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Every depositor strives to choose a deposit with a high interest rate, reliability and additional benefits. Bank deposits are not only a way to keep savings, but also a way to multiply them. The total amount of deposits at the end of July 2018 reached a record exceeding AMD 2.7 trillion. The dynamics of growth was also recorded in August: the total amount of deposits in the banks of Armenia  increased by AMD 30 billion and made AMD 2 trillion 731 million.

Analyzing bank conditions in search of the most beneficial options, some people choose deposits with high interest rates, some others are obsessed with the opportunity of replenishment, the others are interested in withdrawals without losses. There are even some people that are interested in conversion of deposits from one currency to another. Unibank has united all these advantages in one. The name “Flexible” goes in harmony with its essence: change of several parameters are at clients’ disposal while making a deposit.

●Money may be converted to other currencies any time (AMD, USD, EUR).

●Deposit may be replenished limitless.

●If clients want to withdraw money without losing income, 91 days of keeping the deposit on the accounts is enough. Afterwards, money may be withdrawn with interests even if the deposit period is not over yet.

All the abovementioned advantages are combined with a high rate of profitability—up to 8%, annually.

But that is not all yet. Individuals who choose “Flexible” deposit are presented with Visa Classic or Visa Gold cards, and also with a UniPay card of utility bill payments. Legal persons get a free access to “Internet Bank-Client” service.

“Analyzing our depositors’ requirements, we have decided to provide the market with a special offer combining all the benefits of several types of deposits and providing clients with an opportunity of disposing their savings in a flexible manner,” says Garnik Sargsyan, Head of Commission Business Development of Unibank. “This type of deposit is adapted to our clients’ needs, who want to have maximum profitability from their savings at their disposal and are looking for an offer with the most attractive conditions of deposit.”

Thanks to the attractive conditions and public’s high rate of trust for the bank, Unibank’s deposits have the highest demand in the market. On June 30, the volume of total deposits exceeded AMD 137.4 billion at Unibank.

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