Small and medium-sized enterprises (SMEs) avoid making long-term investments, and the study on small and medium-sized businesses shows that they are precautious. This is what Director for Development at Ameria Bank Tigran Jrbashyan declared today, presenting the study entitled “Prospects for Development and Current State of Small and Medium-Sized Businesses”.

According to him, studies have shown that in 2019, 39% of small and medium-sized businesses invested funds in their own businesses. “There is also another negative aspect, that is, deterioration of the quality of investments. In 2013, funds were mainly invested in equipment and constructions. Today, funds are invested in reserves, meaning entrepreneurs aren’t ready to make long-term investments,” Jrbashyan said.

The study also features an analysis on innovative investments in the sector of small and medium-sized enterprises. In this case, this refers to the acquisition of new technologies and equipment, as well as innovative approaches to marketing, but the results with respect to investments are also negative.